Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Protect Your Assets with Long-Term Care Insurance

Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. (more…)

What Millennials Need to Know About Health Insurance

Millennials, born in the 1980s, are still young and healthier than they are likely to be when they grow older. But even healthy people can get into accidents, catch communicable diseases, and suffer various ailments. Like everyone else, Millennials need health insurance. The good news is that health insurance is more affordable for younger healthy people than it is for older adults. As a cost-conscious... Read Article

Pregnancy and Health Insurance: Are You Making the Most of Your Benefits?

The Affordable Care Act, also known as Obamacare, requires all qualified health plans to cover maternity care, childbirth, and other free services. If you are expecting a child, you should take advantage of all the aspects of health insurance that benefit pregnant women. It is important to know that some older plans (grandfathered health plans) are not required to cover preventative care, pregnancy, or childbirth.... Read Article

Think You Don’t Need Disability Insurance? Think Again!

It's not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. At Health Planning Associates, LLC., we understand these are difficult topics. Even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can protect you and your family should the unexpected occur. Disability insurance... Read Article

School Sports: 5 Reasons to Get Your Kids Involved

School sports are one of most effective ways children learn essential life skills. Sporting activities offer children the opportunity to learn cooperation, teamwork, social skills, and perseverance towards a common goal. As an adult in the working world, these are the qualities found in highly-valued employees. Parents often have legitimate concerns regarding the safety of their children who are involved in school sports. According to... Read Article